Agenda

The 3rd Annual Mortgage Innovation Forum 2012

Wednesday 14 March 2012
8.30am

Registration & Arrival Coffee
 Opening of the Mortgage Innovation Forum 2012

9.00am
Welcome

Andrew Stabback, Managing Director and Publisher, Australian Banking & Finance
9.05am

Opening Presentation

9.30am

Presentation

The challenges of funding Australian banks in 2012. How we got here and why it is as it is.

  • While the Reserve Bank is cutting the OCR the cost of funding is rising
  • How can the banking sector manage these opposing forces?
  • Why the Reserve Bank is the driver of mortgage rates in Australia

Steven Munchenberg, Chief Executive Officer, The Australian Bankers Association
10.00am

Panel discussion

 

The future of funding profitable mortgages is uncertain. What are some of the solutions?

  • The return of securitisation and the outlook for Australia in a choppy market
  • Now we have covered bonds will we see improved competition in mortgages beyond the big four banks? The predicament for Australian covered bonds in 2012
  • Who are the new investors in covered bonds and what will it do to RMBS pricing?
  • Will covered bonds change how mortgages are offered and priced?
  • Is Asia part of the solution?

Chair:

  • Andrew Stabback, Managing Director & Publisher, Australian Banking & Finance

Panellists include:

  • Chris Dalton, Chief Executive Officer, Australian Securitisation Forum
  • Rob Camilleri, Ex Institutional Investor and Professional Debt Advisor
  • Paul Caputo, Chief Risk Officer & SVP Capital Markets, Genworth
10.40am

Networking Break
 Please visit the Mortgage Innovation Forum 2012 Exhibition

11.00am

Presentation
'Strategic Line of Sight’ - A strategy of innovation

  • Innovative products should deliver increased Line of Sight
  • End-to-end process efficiencies and increased quality and outcome focus
  • Reduced cost through efficiencies of scale plus a dynamic shift in visibility for all stakeholders
  • Cost / value comparison of outsourced services
  • eProperty and electronic conveyancing – not there yet. What is still to be done?

Peter Mullins, Executive General Manger - Property, SAI Global
11.30am  

Panel discussion

Why is innovation so difficult in the mortgage sector?

 

Chair:

  • Paul Lahiff, Financial Services and Mortgage Sector Consultant and former Chief Executive Officer

Panellists:

  • Martyn Beer, General Manger, Lending Solutions, Sandstone Technology 
  • Milton Chan  Head of Technology - Growth Portfolio, Advantedge 
  • Erik Fenna, Chief Executive Officer, LIXI
  • David Maher, Director, LeadPoint Mortgage Services
  • Jason Millett, Director, Millstreet Consulting

  • Peter Mullins, Executive General Manger, Property SAI Global
12.10pm

Presentation
Why lenders mortgage insurance provides such an important support mechanism to the Australian housing market

 

Ellie Comerford, Chief Executive Officer, Genworth

12.40pm

Networking Lunch

Whilteley Ballroom 1
1.20pm

Panel Discussion               
Is the Australian property market now in the early stages of a bursting bubble?

                  

The debate continues as housing affordability remains a major problem, but are property prices in for a sharp or sudden fall? What are the risks of this occurring and what would be the consequences to Australian banks and the Australian economy?

                 

Panellists include:

  • Tim Lawless, Research Director, RP Data
2.00pm

Presentation
 The changing broker relationship with lenders

  • The impact of technology on the relationship
  • The focus on customer centricity on the relationship
  • How will the relationship work in the future?

Lisa Claes, Executive Director, ING Direct
2.30pm

Panel discussion
 What will drive competition in 2012

  • What are the real reasons for a new mortgage landscape in 2012?
  • What is 2012 likely to deliver in the way of mortgage competition?
  • Can the big four be as nimble as the smaller lenders to innovate?
  • Consolidation in the mortgage sector is inevitable. What will be the real benefits to brokers and consumers? 

Chair:

  • Andrew Stabback, Managing Director & Publisher, Australian Banking & Finance

Panellists:

  • Lisa Claes, Executive Director, ING Direct
  • Matt Lawler, Chief Executive Officer, Yellow Brick Road
  • Phil Naylor, Chief Executive Officer, MFAA
  • Stephen Porges, Chief Executive Officer, Aussie Group
  • Michael Russell, Chief Executive Officer, Mortgage Choice
  • Paul Thomas, Chief Executive Officer, Gateway Credit Union
3.00pm

Presentation
TBC
3.45pm

Networking Break
 Please visit the Mortgage Innovation Forum 2012 Exhibition

4.05pm

Panel Discussion
 What has technology innovation got to offer the mortgage supply chain?

  • What are the potential and real innovation opportunities available across the value chain in the year ahead?
  • What can a customer centric focus do to improve profit and margins in mortgage origination and manufacturing?
  • What can the major lenders do now to improve how they implement technology in their lending businesses?

Panellists:

  • Scott Spencer, Director, Stargate Group
4.35pm

Presentation
TBC
5.25pm

Closing Remarks
Andrew Stabback, Managing Director and Publisher, Australian Banking & Finance 
5.30pm Close of conference followed by networking drinks in the foyer